Checking

We offer checking accounts ranging from the basic checking account to interest bearing. The friendly customer service representatives at both the Raritan home office and the branch facilities are available daily to assist you with information on which of our products will prove to be the most beneficial for your personal and business checking requirements.

Regular Checking

Checking accounts at Raritan State Bank require a minimum balance of $100.00 to open an account and a $100.00 Minimum Daily Balance. If the account drops below the minimum amount - a once a month service charge of $2.00 will be assessed. This fee will be waived for customers 55 years of age or older and full time students 22 years of age and under, with a signed authorization card. Service charges are waived for fiduciary, estate or church accounts.

NOW Checking

We offer you a checking account that works to build your savings. NOW accounts require a minimum balance of $1,000.00 to open an account. If the account drops below the $1,000.00 daily minimum figure, a once a month charge of $5.00 will be assessed. Interest compounds daily, is paid the last day of the statement cycle, and is subject to change.

Both Checking Accounts offer You:

• Convenient access by check, mail, ATM, and telephone. Or stop by one of our banking facilities.
• Direct Deposit & ACH payments.
• Debit Cards - which give you 24 hour banking access both locally and nationally.
• Detailed monthly check imaged statements.
• Sweep Availability-allowing you to transfer money from one account to another.
• Overdraft Protection - Transfers any increment to bring the Checking balance to $0. A $2 service charge will be applied after the transfer is complete.
• FDIC insurance for up to $250,000 provided per depositor.