|
Service Charge for NOW Account
|
Under $1000 - $5.00 fee per month
|
|
Service Charge for Money Market Account
|
Under $1500 - $5.00 fee per month
|
Service Charge for Sweep Activity
|
$3.00 for each transfer
|
Paid Overdraft Items
*The categories of transactions for which an overdraft fee may be imposed are those by any of the following means: check, in-person withdrawal, ATM recurring withdrawal, or other electronic means.
|
$35.00 per item
|
Insufficient Funds Items/Unpaid Overdraft Items
*The categories of transactions for which an overdraft fee may be imposed are those by any of the following means: check, in-person withdrawal, ATM recurring withdrawal, or other electronic means. If an item drafted by you is presented for payment in an amount that is more than the amount of money in your account, and we decide not to pay the item or transaction, you agree that we can charge you an NSF fee for returning the payment. Be aware that such an item or payment may be presented multiple times and that we do not monitor or control the number of times a transaction is presented for payment. You agree that we may charge you an NSF fee each time a payment is presented if the amount of money in your account is not sufficient to cover the payment, regardless of the number of times the payment is presented. |
$35.00 per item
|
|
Insufficient Funds after 5 consecutive days
|
$5.00 per day
|
Stop Payment Fee
*The bank will accept stop payment requests verbally or over the phone, however, no liability is assumed by the bank until verified in writing by the customer. If not verified in writing, the request will expire within 14 days.
|
$35.00
|
|
Renewal of Stop Payment after 6 months
|
$35.00
|
|
Instant Statement (current cycle)
|
No charge
|
|
Statement Reprint
|
$3.00
|
|
Statement Reprint with images
|
$5.00
|
|
Cashier’s Checks
|
$2.00
|
|
Items presented for Direct Collection
|
$10.00
|
|
Outgoing Wire Transfers
|
$22.00
|
Incoming Wire Transfers
|
$7.00
|
|
Late charge on Payment Loans
|
5% of payment ($15.00 min)
|
|
Late charge on single pay loans
|
5% of payment ($15.00 min)
|
| Default Rate on Single Pay, Ag, and Commercial loans past maturity - takes effect on the 11th day after maturity | 3% is added to the current interest rate |
|
Balancing Statements/Checkbook |
$15.00 per hour
|
|
Research Items |
$25.00 per hour
|
|
Photocopies - B/W
|
$.10 per sheet
|
|
Photocopies -Color
|
$.65 per sheet
|
|
ACH one time transfer fee (Wire) |
$22.00
|
| Documents provided to Third Party | $5.00 |
|
Safe Deposit Box Late Fee
|
$5.00 per month
|
|
Replacement of lost safe deposit box key
|
$20.00
|
|
Opening safe deposit box by locksmith
|
Fee assessed by Locksmith
|
| *Service Charges and Fees are subject to change at the discretion of the bank. | |