Checking Accounts

We offer checking accounts ranging from the basic checking account to interest bearing. The friendly customer service representatives at all our locations are available daily to help you choose the checking account that fits your personal and business checking needs.

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REGULAR CHECKING

We offer regular checking accounts at Raritan State Bank. A minimum of $100 is required to open an account. Statements are available online or by mail.

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NOW CHECKING

We offer you a checking account that works to build your savings. NOW accounts require a minimum balance of $1,000.00 to open an account. If the account drops below the $1,000.00 daily minimum, a monthly charge of $5.00 will be assessed. Interest compounds daily, is paid the last day of the statement cycle, and is subject to change.

BOTH CHECKING ACCOUNTS OFFER YOU THESE BENEFITS:

  • Convenient access by check, mail, and ATM or stop by one of our banking facilities.
  • Direct Deposit & ACH payments.
  • Debit Cards - which give you 24 hour banking access both locally and nationally.
  • Detailed monthly check imaged statements.
  • Sweep Availability-allowing you to transfer money from one account to another.
  • Overdraft Protection - Transfers any increment to bring the Checking balance to $0. A $2 service charge will be applied after the transfer is complete.
  • FDIC insurance for up to $250,000 provided per depositor.

Contact us to open an account today!

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