Bank Loan Rates
|
Type
|
Number
|
Rate
|
|
Bank Rate
|
1
|
5.70%
|
|
Bank Rate
|
2
|
6.70%
|
|
Bank Rate
|
3
|
7.70%
|
|
Bank Rate
|
4
|
8.70%
|
|
Bank Rate
|
5
|
9.70%
|
|
Bank Rate
|
6
|
10.70%
|
|
Bank Rate
|
7
|
11.70%
|
Bank Rate*
- 1 RATED
|
10
|
4.95%
|
Consumer Installment Loans
|
Type
|
Rate
|
|
With Security
|
9.05%
|
|
Without Security
|
13.50%
|
Consumer Real Estate Loans
|
Term
|
Rate
|
|
7-Year
|
See Marc Coursey's Rate Sheet
|
AG / Commercial Real Estate Loans
|
Term
|
Rate
|
|
5-Year
|
5.65%
5.35% - 50% & Less Loan Value
|
|
3-Year
|
5.40%
5.10% - 50% & Less Loan Value
|
Rentals Real Estate Loans
|
Term
|
Rate
|
|
5-Year
|
5.90%
|
|
3-Year
|
5.60%
|
0.35% Drop to R/E Loans for 1, 2 & 3 Rated Customers
Vehicle Loan Rates
|
Age
|
Rate
|
Term
|
|
NEW
|
4.25%
|
6-year
|
|
1
|
4.80%
|
6-year
|
|
2
|
5.25%
|
5.5-year
|
|
3
|
5.25%
|
5.5-year
|
|
4
|
5.75%
|
5-year
|
|
5
|
6.25%
|
5-year
|
|
6
|
6.75%
|
4-year
|
|
7
|
7.25%
|
4-year
|
|
8
|
7.75%
|
3-year
|
|
9
|
8.25%
|
2.5-year
|
|
10+
|
9.05%
|
2-year
|
Truck Loan Rates
|
Age
|
Rate
|
Term
|
|
NEW
|
4.25%
|
6-year
|
|
1
|
4.80%
|
6-year
|
|
2
|
5.25%
|
5.5-year
|
|
3
|
5.25%
|
5.5-year
|
|
4
|
5.75%
|
5-year
|
|
5
|
6.25%
|
5-year
|
|
6
|
6.75%
|
4-year
|
|
7
|
7.25%
|
4-year
|
|
8
|
7.75%
|
4-year
|
|
9
|
8.25%
|
4-year
|
|
10+
|
9.05%
|
4-year
|
Recreational Vehicle Loan Policy
Category 1
Includes snowmobile, 4-wheeler, wave runners, etc.
|
Age
|
Rate
|
Term
|
|
NEW
|
7.25%
|
4-year
|
|
1 & 2
|
8.50%
|
3-year
|
|
3 & Older
|
9.20%
|
2-year
|
Category 2
Includes campers, motorcycles, boats, UTV
|
Age
|
Rate
|
Term
|
|
NEW
|
6.45%
|
5-year
|
|
1
|
7.45%
|
5-year
|
|
2
|
8.45%
|
4-year
|
|
3 & Older
|
9.45%
|
3-year
|
* Loan amount - 80% of value