Raritan State Bank 100 Years of Service

 

Products & Services

Bank Fees

Miscellaneous Charges for Bank Services

Service Charge for Checking Account Under $100 - $2.00 fee per month
Service Charge for NOW Account Under $1,000 - $5.00 fee per month
Service Charge for Money Market Account Under $1500 - $5.00 fee per month
Service Charge for Sweep Activity $2.00 for each transfer
More than 6 MMDA withdrawals per cycle $5.00 per item
Paid Overdraft Items
*The categories of transactions for which an overdraft fee maybe
imposed are those by any of the following means: check, in-person
withdrawal, ATM withdrawal, or other electronic means.
$22 per item
Insufficient Funds Items
*The categories of transactions for which an overdraft fee maybe
imposed are those by any of the following means: check, in-person
withdrawal, ATM withdrawal, or other electronic means.
$22.00
Insufficient Funds after 5 consecutive days $5.00/ per day
Stop Payment Fee $15.00
Renewal of Stop Payment after 6 months $15.00
Instant Statement (current cycle) No charge
Statement Reprint $3.00
Statement Reprint with images $5.00
Cashier’s Checks $2.00
Travelers Checks $1.00 per $100.00
Travelers Checks for Two $1.50 per $100.00
Items presented for Direct Collection $10.00
Outgoing Wire Transfers $22.00
Incoming Wire Transfers $7.00
Late charge on Payment Loans 5% of payment($15.00 min)
Minimum interest charge on loans $20.00
Late charge on single pay loans 5% of balance($15.00 min)
Balancing by staff $15.00 per hour
Staff research for items dated after 08/01 $15.00 per hour
Staff research for items dated before 08/01 $25.00 per hour
Microfilm copies $.25 per side
Photocopies - B/W $.10 per sheet
Photocopies - Color $.65 per sheet
Escrow Account Set-Up Fee $25.00
Escrow fee monthly or per debit $20.00
Safe Deposit Box Late Fee $5.00 per month
Replacement of lost safe deposit box key $10.00
Opening safe deposit box by locksmith Fee assessed by Locksmith

Telephone Banking

For your convenience we offer 24 Hour Telephone Banking Service This service is accessible at 1-877-746-0746

SHAZAM@Check Cards

  • 24 Hour ATM available at the Raritan Home Office, Abingdon Banking Center & Bushnell Banking Center
  • No fee is charged for ATM’s owned by Raritan State Bank or ATM’s displaying Privileged Status logo (list located at www.shazam.net
  • At all other ATM locations, Raritan State Bank will charge a $1.00 fee per cash transaction to our customers. (The first 5 cash withdrawals per account/per month are free)
  • A Merchant Program is available-call for more information.

ATM fee for non-bank customers: $1.50 per transaction
Re-Issue of lost card or pin number: $10.00

Safe Deposit Boxes

Raritan State Bank

Abingdon Banking Center

Bushnell Banking Center

$8.00 $10.00 $10.00
$12.00 $20.00 $20.00
$15.00 $40.00 $40.00
$20.00    
Check at each facility for lock box sizes and availability.

Fax Service

   
Fee for sending $2.00 ( includes first page)  
Additional pages $.25 each  
Fee for receiving fax $.50 per page  
Fax service is available at all locations.  
Raritan Fax # 309-746-6292  
Abingdon Fax # 309-462-2277  
Bushnell Fax # 309-772-9999  

Miscellaneous Information

  • Two forms of identification (1 photo) is required to open an account.
  • Current interest rates are posted in our lobby, on our website, or call for more information.
  • Statements cycle March 31st, June 30th, September 30th and December 31st on savings accounts-other accounts cycle each month.
  • All facilities offer ATM access.
  • All facilities offer the option of Direct Deposit Service
  • All facilities provide a night deposit drop for your convenience
  • Maintenance fees charged per item are based on the date the items are presented for payment, not by the date on the check.
  • Service charges and fees are subject to change at the discretion of the bank.

 

Contact Us

 FDIC     Equal Housing Lender

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