Raritan State Bank 100 Years of Service

 

Products & Services

Bank Fees

Miscellaneous Charges for Bank Services

Service Charge for Checking Account Under $100 - $2.00 fee per month
Service Charge for NOW Account Under $1,000 - $5.00 fee per month
Service Charge for Money Market Account Under $1500 - $5.00 fee per month
Service Charge for Sweep Activity $2.00 for each transfer
More than 6 MMDA withdrawals per cycle $5.00 per item
Paid Overdraft Items
*The categories of transactions for which an overdraft fee maybe
imposed are those by any of the following means: check, in-person
withdrawal, or other electronic means.
$25.00 per item
Insufficient Funds Items
*The categories of transactions for which an overdraft fee maybe
imposed are those by any of the following means: check, in-person
withdrawal, or other electronic means.
$25.00 per item
Insufficient Funds after 5 consecutive days $5.00/ per day
Stop Payment Fee $15.00
Renewal of Stop Payment after 6 months $15.00
Instant Statement (current cycle) No charge
Statement Reprint $3.00
Statement Reprint with images $5.00
Cashier’s Checks $2.00
Travelers Checks $1.00 per $100.00
Travelers Checks for Two $1.50 per $100.00
Items presented for Direct Collection $10.00
Outgoing Wire Transfers $22.00
Incoming Wire Transfers $7.00
Late charge on Payment Loans 5% of payment($15.00 min)
Minimum interest charge on loans $20.00
Late charge on single pay loans 5% of balance($15.00 min)
Balancing by staff $15.00 per hour
Staff research for items dated after 08/01 $15.00 per hour
Staff research for items dated before 08/01 $25.00 per hour
Microfilm copies $.25 per side
Photocopies - B/W $.10 per sheet
Photocopies - Color $.65 per sheet
Send Fax $2.00 (1 page); Additional Pages, $.25 each
Receive Fax $.50 per page
Escrow Account Set-Up Fee $25.00
Escrow fee monthly or per debit $20.00
ACH Payroll Fees $10.00 per batch sent
Safe Deposit Box Late Fee $5.00 per month
Replacement of lost safe deposit box key $10.00
Opening safe deposit box by locksmith Fee assessed by Locksmith

Licensing Services are available at Abingdon Banking Center and Bushnell Banking Center.

Telephone Banking

For your convenience we offer 24 Hour Telephone Banking Service This service is accessible at 1-877-746-0746

SHAZAM@Check Cards

  • 24 Hour ATM available at the Raritan Home Office, Abingdon Banking Center & Bushnell Banking Center
  • No fee is charged for ATM’s owned by Raritan State Bank or ATM’s displaying Privileged Status logo (list located at www.shazam.net
  • At all other ATM locations, Raritan State Bank will charge a $1.00 fee per cash transaction to our customers. (The first 5 cash withdrawals per account/per month are free)
  • A Merchant Program is available-call for more information.

ATM fee for non-bank customers: $1.50 per transaction
Re-Issue of lost card or pin number: $10.00

Safe Deposit Boxes

Raritan State Bank

Abingdon Banking Center

Bushnell Banking Center

$8.00 $10.00 $10.00
$12.00 $20.00 $20.00
$15.00 $40.00 $40.00
$20.00    
Check at each facility for lock box sizes and availability.

Fax Service

   
Fee for sending $2.00 ( includes first page)  
Additional pages $.25 each  
Fee for receiving fax $.50 per page  
Fax service is available at all locations.  
Raritan Fax # 309-746-6292  
Abingdon Fax # 309-462-2277  
Bushnell Fax # 309-772-9999  

Miscellaneous Information

  • Two forms of identification (1 photo) is required to open an account.
  • Current interest rates are posted in our lobby, on our website, or call for more information.
  • Statements cycle March 31st, June 30th, September 30th and December 31st on savings accounts-other accounts cycle each month.
  • All facilities offer ATM access.
  • All facilities offer the option of Direct Deposit Service
  • All facilities provide a night deposit drop for your convenience
  • Maintenance fees charged per item are based on the date the items are presented for payment, not by the date on the check.
  • Service charges and fees are subject to change at the discretion of the bank.

 

Contact Us

 FDIC     Equal Housing Lender

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