Products & Services
Bank Fees
Miscellaneous Charges for Bank Services
| Service Charge for Checking Account |
Under $100 - $2.00 fee per month |
| Service Charge for NOW Account |
Under $1,000 - $5.00 fee per month |
| Service Charge for Money Market Account |
Under $1500 - $5.00 fee per month |
| Service Charge for Sweep Activity |
$2.00 for each transfer |
| More than 6 MMDA withdrawals per cycle |
$5.00 per item |
| Insufficient Funds Items |
$16.00 |
| Insufficient Funds after 5 consecutive days |
$5.00/ per day |
| Stop Payment Fee |
$15.00 |
| Renewal of Stop Payment after 6 months |
$15.00 |
| Instant Statement (current cycle) |
No charge |
| Statement Reprint |
$3.00 |
| Statement Reprint with images |
$5.00 |
| Cashier’s Checks |
$2.00 |
| Travelers Checks |
$1.00 per $100.00 |
| Travelers Checks for Two |
$1.50 per $100.00 |
| Items presented for Direct Collection |
$10.00 |
| Outgoing Wire Transfers |
$22.00 |
| Incoming Wire Transfers |
$7.00 |
| Late charge on Payment Loans |
5% of payment($15.00 min - $300.00 max) |
| Minimum interest charge on loans |
$20.00 |
| Late charge on single pay loans |
5% of balance($15.00 min - $300.00 max) |
| Balancing by staff |
$15.00 per hour |
| Staff research for items dated after 08/01 |
$15.00 per hour |
| Staff research for items dated before 08/01 |
$25.00 per hour |
| Microfilm copies |
$.25 per side |
| Photocopies |
$.10 per sheet |
| Escrow Account Set-Up Fee |
$10.00 |
| Escrow fee monthly or per debit |
$20.00 |
| Safe Deposit Box Late Fee |
$5.00 per month |
| Replacement of lost safe deposit box key |
$10.00 |
| Opening safe deposit box by locksmith |
Fee assessed by Locksmith |
Telephone Banking
For your convenience we offer 24 Hour Telephone Banking Service This service is accessible at 1-877-746-0746
SHAZAM@Check Cards
- 24 Hour ATM available at the Raritan Home Office, Abingdon Banking Center & Bushnell Banking Center
- No fee is charged for ATM’s owned by Raritan State Bank or ATM’s displaying Privileged Status logo (list located at www.shazam.net)
- At all other ATM locations, Raritan State Bank will charge a $1.00 fee per cash transaction to our customers. (The first 5 cash withdrawals per account/per month are free)
- A Merchant Program is available-call for more information.
ATM fee for non-bank customers: $1.50 per transaction
Re-Issue of lost card or pin number: $10.00
Safe Deposit Boxes
Raritan State Bank |
Abingdon Banking Center |
Bushnell Banking Center |
| $8.00 |
$10.00 |
$10.00 |
| $12.00 |
$20.00 |
$20.00 |
| $15.00 |
$40.00 |
$40.00 |
| $20.00 |
|
|
| Check at each facility for lock box sizes and availability. |
Fax Service |
|
|
| Fee for sending |
$2.00 ( includes first page) |
|
| Additional pages |
$.25 each |
|
| Fee for receiving fax |
$.50 per page |
|
| Fax service is available at all locations. |
|
| Raritan Fax # |
309-746-6292 |
|
| Abingdon Fax # |
309-462-2277 |
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| Bushnell Fax # |
309-772-9999 |
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Miscellaneous Information
- A picture identification is required to open an account.
- Statements cycle March 31st, June 30th, September 30th and December 31st on savings accounts-other accounts cycle each month.
- All facilities offer handy ATM access.
- All facilities offer the option of Direct Deposit Service
- All facilities provide a night deposit drop for your convenience
- Maintenance fees charged per item are based on the date the items are presented for payment, not by the date on the check.
- Service charges and fees are subject to change at the discretion of the bank.
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