Raritan State Bank 100 Years of Service


Loan Department

Our lending limits are large enough to meet the requests of the west central Illinois area, and our friendly lending staff and board of directors understand the needs of the communities served by Raritan State Bank. We offer financial options to help you get the financing you need, whether for consumer installment loans, real estate, agriculture or commercial loans. Because we are locally owned and managed, loan approvals are made in-house making the loan process easy and efficient.

Consumer Installment Loans

Installment loans may be used for many different purchases. Among these are new or used vehicles, home additions, repairs, and remodeling.

Real Estate Loans

Our loan officers are prepared to help you get the most beneficial financing for your budgeting needs. You can count on them to help you determine the best mortgage for your residential loan needs.

Commercial Loans

The lending staff of the Raritan State Bank believe strongly in supporting area business because it contributes to the overall well being of our communities. Whether your business needs a loan for equipment, expansion, working capital or commercial real estate, our officers will help you evaluate your situation and offer the best financial options available.

Agriculture and Ag Real Estate Loans

Agriculture loans have been the heart of the bank since it’s formation in 1920. They remain a vital part of our loan volume. Agriculture loans help provide the financial needs of the area Ag customers by providing capital for production of crops and livestock, purchase of machinery, equipment, livestock, and real estate improvements or purchases. We have the specialists to assist you in making the right choices for any of your agricultural financial needs.


We encourage you to call one of our friendly commercial loan officers and he or she will be glad to explain our services in detail. With your input our officers will be able to recommend ways to help you to meet your financial goals.


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